Characteristics |
Mean Spending |
90th Percentile of
Spending |
Total |
Premiums |
Medicare Covered Services |
Non-Medicare Covered Services |
Total |
Premiums |
Medicare Covered Services |
Non-Medicare Covered Services |
$5,680 |
$2,594 |
$1,567 |
$1,520 |
$10,852 |
$5,874 |
$3,341 |
$2,128 |
Age |
Under 65 |
$3,570 |
$1,268 |
$1,444 |
$858 |
$8,615 |
$2,759 |
$3,237 |
$1,522 |
65 and Older |
$5,680 |
$2,594 |
$1,567 |
$1,520 |
$10,852 |
$5,874 |
$3,341 |
$2,128 |
Gender |
Men |
$5,129 |
$2,490 |
$1,397 |
$1,243 |
$10,406 |
$5,651 |
$3,290 |
$1,957 |
Women |
$6,164 |
$2,685 |
$1,716 |
$1,763 |
$11,318 |
$6,060 |
$3,397 |
$2,305 |
Race/Ethnicity |
Caucasian |
$6,080 |
$2,788 |
$1,623 |
$1,669 |
$11,217 |
$6,186 |
$3,481 |
$2,241 |
African American |
$3,778 |
$1,607 |
$1,400 |
$771 |
$8,541 |
$3,611 |
$2,802 |
$1,439 |
Hispanic |
$3,682 |
$1,031 |
$1,801 |
$850 |
$5,289 |
$1,799 |
$1,382 |
$845 |
Other |
$3,467 |
$1,894 |
$833 |
$740 |
$8,547 |
$4,604 |
$2,157 |
$1,101 |
Income |
Up to 200% of FPL |
$3,960 |
$2,021 |
$1,408 |
$531 |
$8,502 |
$4,847 |
$3,006 |
$935 |
Over 200% of FPL |
$5,850 |
$3,330 |
$1,615 |
$905 |
$10,963 |
$7,001 |
$3,564 |
$1,988 |
Source: AARP Public Policy Institute. Medicare Beneficiaries' Out-of-Pocket Spending for Healthcare.
November 21, 2017.